| Benefit | Description | When Eligible | Paid By |
Medical:
Wellmark | - Blue Access (HMO) or Alliance Select (PPO)
- Pre-tax deduction.
| Coverage begins the 1st of the month following date of hire. | Team Member & Company |
Dental:
Delta Program | - 100% for Preventive.
- 80% for Basic Services.
- 50% for Major Services.
- Pre-tax deduction.
| Coverage begins the 1st of the month following date of hire. | Team Member & Company |
Vision:
Vision Service Plan (VSP) | - Exam once every 12 months.
- Lenses and frames once every 24 months.
- Pre-tax deduction.
| Coverage begins the 1st of the month following date of hire. | Team Member & Company |
| Group Life Insurance and AD&D | Two times annual base salary and commission up to $500,000. | Coverage begins the 1st of the month following date of hire. | Company |
| Long Term Disability | Based on salary and commission. 60% of monthly pay up to a maximum of $15,000 per month. | Coverage begins the 1st of the month following date of hire. | Company |
| Short Term Disability | Based on salary and commission. 60% of weekly pay up to a maximum of $2,250 per week. | Coverage begins the 1st of the month following date of hire. | Company |
| Cafeteria Plan (Flexible Spending Account) | Allows team member to pay for unreimbursed medical/dependent care expenses with pre-tax dollars. | Coverage begins the 1st of the month following date of hire. | Team Member |
| Holidays | Seven | Immediately | Company |
| Floating Holiday | Three | Depends on date of hire | Company |
| Vacation | - Less than 6 months service = 2 days
- 6-month anniversary = 3 days
- 1- to 4-year anniversary = 10 days
- 5-year anniversary = 15 days
- 10-year anniversary = 20 days
| Upon Hire. | Company |
| Sick Days | Ten days paid per calendar year. At the end of the year, unused illness hours may be converted into pay, floating holiday time (up to 5 days per year), or a combination at a conversion rate of 70%. If pay is selected, payment is made in January following the end of the calendar year. | Coverage begins the 1st of the month following date of hire | Company |
| 401(k) & Profit Sharing Plan | Long Term Retirement Benefit of up to 8% as follows: A) Team member can defer the lesser of $16,500 (2010) or 100% of Compensation. The company matches 50% of the first 8% of the team member’s compensation deferral. B) In addition, the company contributes an amount equal to 4% of team member's base salary irrespective of any contribution on his/her part.
- Vesting of company’s contribution – 20% per year
- Pre-tax deduction
| Quarterly enrollment.
Company contribution starts one year after team member is eligible to participate in the plan. | Team Member & Company |
| Bonus Plan | Targeted at 20% of salary, based on net income, volume and delinquency. (For non-commissioned employees.) | Coverage begins the 1st of the month following date of hire. | Company |
| Fitness Program | Team member is reimbursed up to $47.60 for single membership and $72.50 for family membership at a GreatAmerica approved gym, providing they meet minimum attendance requirements. | Coverage begins the 1st of the month following date of hire. | Company |
| Tuition Assistance | - 80% reimbursement for job-related business courses.
- Must earn grade of "B-" or better.
| After 90 Days | Team Member & Company |
| Employee Assistance Program (EAP) | Provides professional counseling services. | Immediately | Company |
| Misc. "Perks" | - Discount movie tickets
- Company-paid parking or bus pass
- Discount on-site chair massages
| Immediately | Team Member & Company |
